Stearns & Foster Mattresses

†Any suggested equal monthly payment shown in connection with this promotional offer: • May be greater than the required minimum monthly payment that will be charged on your billing statement; • Equals the promotional purchase amount divided by the number of months in the promo period (excluding taxes and shipping charges) rounded to the next highest whole dollar, and • Would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Promo fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

^††Qualifying purchase amount must be on one receipt. If you use the Designer Looks Credit Card for any required deposit, the charge will not qualify for this offer. No interest will be charged on the amount financed and equal monthly payments are required on amount financed until it is paid in full. The payments equal the initial total amount financed divided by the number of months in the promo period, rounded up to the nearest whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

6 or 12 Months Promo financing: Subject to credit approval. Minimum monthly payments required. Ask store associate for details.

^‡Qualifying purchase amount must be on one receipt. If you use the Designer Looks Credit Card for any required deposit, the charge will not qualify for this offer. No interest will be charged on the amount financed and equal monthly payments are required on amount financed until it is paid in full. The payments equal the initial total amount financed divided by the number of months in the promo period, rounded up to the nearest whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

6 or 12 Months Promo financing: Subject to credit approval. Minimum monthly payments required. Ask store associate for details.