/ Financing

Financing Promotions

Enjoy flexible payment options with every Designer Looks Credit Card purchase, and exclusive perks just for being a Cardholder.
The Designer Looks Credit Card

$0 Minimum + $0 Down

Minimize
Your Monthly Payments
by extending your payment term
for easier installments

50 Months Special Financing‑

  • Not combinable with offers or discounts
  • Equal monthly payments required for
    50 months
Maximize
Your Savings
by combining with offers and discounts

12 Months Special Financing‑‑
(if paid in full in 12 months)

  • Combinable with offers or discounts
  • Minimum monthly payments required
See if you prequalify. It’s easy and won’t affect your credit bureau score.

More Ways To Pay

No Credit Needed

Start a lease agreement with pay only $1 purchase option. Available in stores only. $298 minimum purchase with down payment as low as $1.

  • Get an instant approval decision
  • No impact on your credit bureau score
  • Make low monthly payments or purchase early to save

Earn 5% In Cash Rewards

Choose from select products, start saving upβ€”and earn 5% in cash rewards toward your purchase. It’s like getting rewarded for saving (no, really!). Buy when you’ve reached your goal.

  • Combinable with storewide offer
  • Earn 5% cash rewards toward your purchase
  • Gradually save up over time
  • Invite family and friends to contribute
  • No credit, debt or any fees

Financing Details

50 Months Special Financing

‑50 months no interest on purchases with your Designer Looks, Value Plus or Signature Plus credit card. 50 Equal Monthly Payments required. Not combinable with other storewide offers, Doorbusters, or Closeouts. No interest will be charged, and equal monthly payments are required on promo purchase amount until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown exclude taxes and delivery and should allow you to pay off the promotional purchase amount within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.

36 Months Special Financing

††36 months no interest on purchases with your Designer Looks, Value Plus or Signature Plus credit card. 36 Equal Monthly Payments required. Not combinable with other storewide offers, Doorbusters, or Closeouts. No interest will be charged, and equal monthly payments are required on promo purchase amount until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown exclude taxes and delivery and should allow you to pay off the promotional purchase amount within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.

12 Months Special Financing

‑‑No Interest if paid in full within 12 Months on qualifying purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments required. Combinable with other storewide offers and discounts with no minimum purchase required. Any suggested equal monthly payment shown in connection with this promotional offer: β€’ May be greater than the required minimum monthly payment that will be charged on your billing statement; β€’ Equals the promotional purchase amount divided by the number of months in the promo period (excluding taxes and shipping charges) rounded to the next highest whole dollar, and β€’ Would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.

6 Months Special Financing

Λ†No Interest if paid in full within 6 Months on qualifying purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments required. Combinable with other storewide offers and discounts with no minimum purchase required. Any suggested equal monthly payment shown in connection with this promotional offer: β€’ May be greater than the required minimum monthly payment that will be charged on your billing statement; β€’ Equals the promotional purchase amount divided by the number of months in the promo period (excluding taxes and shipping charges) rounded to the next highest whole dollar, and β€’ Would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer applies only to single-receipt qualifying purchases. We reserve the right to discontinue or alter the terms of this offer any time.

Β±Subject to credit approval. Excluding bedding and mattress purchases. For accounts that qualify, 5% of purchase(s) amount (minus returns and adjustments) will post to your account in the form of a statement credit. The statement credit will post to your account within 60 days after receipt of rebate submission. Each single receipt purchase made during the offer period must be registered to receive the statement credit. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Please keep a copy of this rebate form and your original receipt(s) for your records. Visit synchrony.sendmyrewards.com/reward-tracker or call 866-396-8254 or the number on the back of your Credit Card to inquire about your rebate status. See rebate form or store associate for details. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail.

Pay Only $1 to Start

Offer only valid for products priced at $298 or more. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Offer will not reduce number of payments, total amount necessary to acquire ownership, or purchase option amount. "Only pay $1 to start" requires enrollment in Autopay. $99 first payment required if not enrolled in Autopay. Initial payment applies to time from agreement start date to first scheduled renewal payment, up to a maximum of 15 days. Tax, Processing Fee (if applicable), Loss-Damage Waiver, and Benefits Plus included, but some fees may be deferred to 1st renewal payment. Offer valid on new agreements only and cannot be combined with any other promotion. Only pay $1 not valid in all locations. Some restrictions may apply. See AcceptanceNOW associate for complete details. "No Credit Needed"; does not mean or imply that no inquiry will be made of credit history or creditworthiness. We may check past transactional history, but no established FICO score or credit history is necessary. Lease agreement requires, at minimum, verification of residence, income, and personal references. "Flexible Ownership Options"; refers to monthly lease and early purchase options, including 90-day and 120-day options.

Frequently Asked Questions

For account information, call 1-866-396-8254. (If you have an existing account, have your account number ready.) If you haven’t received your Credit Card yet, call the number on your monthly statement.

To replace lost or stolen credit card, request credit line increase, obtain info on current amount of credit or for any other questions, please call us at the number above or log in to your account .

Choosing an equal payment no interest promotion allows you to divide the total cost of your purchase into fixed monthly payments over a set term. This way, you have the convenience of knowing your exact monthly expense and the overall financial commitment upfront.

Want to learn more? Watch our short video to break down the details.

View video

A deferred interest promotion allows you the opportunity to make purchases without paying interest for a set promotional period, provided the full amount is paid off before the period ends. It’s a great option if you plan to clear the balance by the end of the term, as it can potentially save you from paying any interest at all.

Check out our short video to see if this is the right option for you.

View video

Apply hereor at any of our participating retailer locations. Once your application is approved, you will receive your physical card from Synchrony Bank via postal mail in approximately 7-10 days. If it’s a joint application, both parties will receive their physical card. Your card and ID both must be present when making any purchases in stores.

Once your purchase has been completed it will appear on your next billing statement, and you will be required to make the minimum monthly payments per your financing promotion.

There are three convenient ways to pay!

1. Pay online

2. Pay by phone: 1-866-396-8254, Monday-Sunday 7:30 am to 12:00 midnight EST (fee applies)

3. Pay by mail: Synchrony Bank, PO Box 960061 Orlando, FL 32896-0061. We accept checks, money orders, Western Union, Walmart Bill Pay services and electronically submitted payments from your financial institution.

We cannot process payments in store.

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*Sale offer expires 6/10/24. Promotions and Discounts are not valid towards Doorbusters, Tempur-Pedic, Stearns & Foster, Sealy Posturepedic Plus Hybrid, Clearance, Special Purchases, previous purchases, gift cards, delivery charges, or Pure Promise. Other restrictions may apply. Selection may vary by store. Cannot be combined with any other discount. Not valid with SetPay, 50, 36 or 24 month financing options. †, ††, ‑, ‑‑, Λ†, Λ†Λ†,** Subject to credit approval. Minimum monthly payments required. Click here for details.