A simple payment solution—SetPay is a convenient installment loan, giving you the option to pay over time through equal monthly payments.It’s perfect for small or large purchases.
Choose from select products, start saving up—and earn 5% in cash rewards toward your purchase. It’s like getting rewarded for saving (no, really!). Buy when you’ve reached your goal.
We partner with Synchrony Bank to offer SetPay — a predictable monthly payment option for 0% APR. Select SetPay at checkout.
Here are some examples of what you could pay when you choose SetPay:
|Order Total||3 Months||6 Months||12 Months|
*Actual monthly payment is based on the total value of all items in your cart, plus tax and shipping. Subject to credit approval. SetPay is an installment loan product provided by Synchrony Bank. Minimum amount financed of $75. Offer available online only (excludes online chat).
Start a lease agreement with 120 days early purchase option. $298 minimum purchase with initial payment as low as $49.
Select the merchandise you want. We’ll buy that item and lease it to you. You simply make affordable monthly payments — no long term obligation.
You can shop with confidence knowing that no credit is needed and flexible payment plans are available, just pay as you go. Plus enjoy the flexibility of knowing you can own your furniture at any time with our early purchase options.