Financing Promotions
Enjoy flexible payment options with every Designer Looks Credit Card purchase, and exclusive perks just for being a Cardholder.
Minimize Your Monthly Payments
by extending your payment term for easier installments
50 Months No Interest‡
- $3999 minimum purchase required
- Not combinable with offers or discounts
- Equal monthly payments required
Get Details
Maximize Your Savings12 Months No Interest†
by combining with offers and discounts
12 Months No Interest†
(if paid in full in 12 months)
- Combinable with offers or discounts
- Minimum monthly payments required
Get Details
Already a Cardholder?
More ways to pay
No Credit Needed±±
90-Day early purchase
option±±
Lease-to-own your furniture today with a $79 initial payment±± (plus tax) and own it in 12-months or less! $300 minimum purchase required.
- No large upfront payment
- Instant decision (no, really!)
- Flexible payment options (weekly, biweekly or monthly)
- Make low payments or purchase early to save
- Approvals up to $4000
0% APR Installment Option
0% APR
A simple payment solution—Pay Later is a convenient installment loan, giving you the option to pay over time through equal monthly payments. It’s perfect for small or large purchases.
- Not combinable with storewide offer
- Equal monthly payments (up to one year)
- No interest accrued
- No ongoing credit commitment
Earn 5% In Cash Rewards
Earn 5% in cash rewards
Choose from select products, start saving up—and earn 5% in cash rewards toward your purchase. It’s like getting rewarded for saving (no, really!). Buy when you’ve reached your goal.
- Combinable with storewide offer
- Earn 5% cash rewards toward your purchase
- Gradually save up over time
- Invite family and friends to contribute
- No credit, debt or any fees
Financing details
‡50 months no interest on single-receipt qualifying purchases of $3999 or more made with your Designer Looks Credit Card. Equal monthly payments required for 50 months. Promo fee of 2% of amount financed will be included in required monthly payments. Not combinable with Doorbusters, Top Deals, Special Buys, Buyouts, Closeouts or other storewide offers. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which may exclude taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
‡‡36 months no interest on single-receipt qualifying purchases of $999 or more made with your Designer Looks Credit Card. Equal monthly payments required for 36 months. Promo fee of 2% of amount financed will be included in required monthly payments. Not combinable with Doorbusters, Top Deals, Special Buys, Buyouts, Closeouts or other storewide offers. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which may exclude taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
†No Interest if paid in full within 12 Months on qualifying purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments required. Combinable with other storewide offers and discounts with no minimum purchase required. Any suggested equal monthly payment shown in connection with this promotional offer: • May be greater than the required minimum monthly payment that will be charged on your billing statement; • Equals the promotional purchase amount divided by the number of months in the promo period (excluding taxes and shipping charges) rounded to the next highest whole dollar, and • Would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Promo fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
No Interest if paid in full within 6 Months on qualifying purchases with your Designer Looks, Value Plus or Signature Plus credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments required. Not combinable with other storewide offers.
†Any suggested equal monthly payment shown in connection with this promotional offer: May be greater than the required minimum monthly payment that will be charged on your billing statement; Equals the promotional purchase amount divided by the number of months in the promo period (excluding taxes and shipping charges) rounded to the next highest whole dollar, and Would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Promo fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
˜New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.
No ongoing commitment. Equal monthly payments.
We partner with Synchrony Bank to offer Pay Later — a predictable monthly payment option for 0% APR. Select Pay Later at checkout.
Here are some examples of what you could pay when you choose Pay Later:
| Order Total | 3 Months | 6 Months | 12 Months |
| $75 | $25/month | n/a | n/a |
| $150 | $50/month | $25/month | n/a |
| $300 | $100/month | $50/month | $25/month |
| $900 | $300/month | $150/month | $75/month |
| $1,200 | $400/month | $200/month | $100/month |
Actual monthly payment is based on the total value of all items in your cart, plus tax and shipping.
Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank. Offer available for purchases starting at $75.
Not combinable with storewide offer, Equal monthly payments (up to one year), No interest accrued, No ongoing credit commitment, Obligation ends after payments are paid in full.
$79 initial payment±±
±±The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Offer valid during promotional period. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.
Frequently asked questions
For account information, call 1-866-396-8254. (If you have an existing account, have your account number ready.) If you haven’t received your Credit Card yet, call the number on your monthly statement.
To replace lost or stolen credit card, request credit line increase, obtain info on current amount of credit or for any other questions, please call us at the number above or log in to your account here.
Choosing an equal payment no interest promotion allows you to divide the total cost of your purchase into fixed monthly payments over a set term. This way, you have the convenience of knowing your exact monthly expense and the overall financial commitment upfront.
Want to learn more? Watch our short video to break down the details.
A deferred interest promotion allows you the opportunity to make purchases without paying interest for a set promotional period, provided the full amount is paid off before the period ends. It’s a great option if you plan to clear the balance by the end of the term, as it can potentially save you from paying any interest at all.
Check out our short video to see if this is the right option for you.
Apply here or at any of our participating retailer locations. Once your application is approved, you will receive your physical card from Synchrony Bank via postal mail in approximately 7-10 days. If it’s a joint application, both parties will receive their physical card. Your card and ID both must be present when making any purchases in stores.
Once your purchase has been completed it will appear on your next billing statement, and you will be required to make the minimum monthly payments per your financing promotion.
There are three convenient ways to pay!
1. Pay online here
2. Pay by phone: 1-866-396-8254, Monday-Sunday 7:30 am to 12:00 midnight EST (fee applies)
3. Pay by mail: Synchrony Bank, PO Box 960061 Orlando, FL 32896-0061. We accept checks, money orders, Western Union, Walmart Bill Pay services and electronically submitted payments from your financial institution.
We cannot process payments in store.
